Terms of use
Last updated: September 22, 2026
These terms cover your use of this website, which belongs to Fabiane Araújo, a licensed health insurance agent in Florida. By using the site you agree to them. They are short and written in plain language.
What this site is for
This site explains, in general terms, how Obamacare and Medicare work and how Fabi can help you enroll. It is information, not legal, tax, or medical advice, and it does not replace the official rules published by HealthCare.gov, Medicare.gov, or the insurance companies.
No guarantee of coverage or price
Eligibility, premiums, subsidies, and benefits are decided by the Marketplace, Medicare, and each insurance company when you apply. Examples on this site, including plans that start at $0 per month, describe what is possible for people who qualify, not a promise for your situation. The plan documents you receive at enrollment are what count.
Talking to Fabi
The buttons on this site open a WhatsApp chat or an email. Starting a conversation does not make Fabi your agent; that happens when you complete an application with her. She replies personally and usually the same day, but not instantly. Only share personal documents when she asks for them, and see the privacy notice for how messages are handled.
Content and names
The text and photos on this site belong to Fabiane Araújo or are used with permission, and may not be copied for commercial use without asking. Obamacare, Medicare, and HealthCare.gov are government programs and names; they appear here to describe the services, and this site is not affiliated with or endorsed by any government agency.
Other sites and tools
Links to WhatsApp, Instagram, and Google take you to services with their own terms and privacy policies. The advertising tools described in the privacy notice are provided by Google and Meta under their terms.
Limits of responsibility
The site is provided as is. To the extent Florida law allows, Fabiane Araújo is not responsible for losses that come from relying on general information on this site instead of the official plan documents or a conversation about your situation. Nothing here limits rights you have under Florida or federal law.
Changes and contact
These terms may change when the site changes; the date above shows the current version. Florida law applies.
Questions go to Fabiane Araújo · fabianearaujomedicare@gmail.com · WhatsApp +1 (689) 250-1890.